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Long-term care riders on life insurance

The differences between long-term care riders and chronic illness riders have long been a subject of confusion for many advisors and other industry professionals. In the past, one of the main differentiators was that a claim under a chronic illness rider required certification that “care services will likely be needed the rest of the insured’s life.” In other words: The condition had to be deemed non-recoverable. 

Read more HERE. 

Filed Under: Long Term Care, Long Term Care Insurance, News and Updates

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