Most consumers believe subsidies should be legal on both the state-based and federal exchanges, according to a new poll. The study, out this week from Morning Consult, found that 58 percent of registered voters think all subsidies under the Patient Protection and Affordable Care Act exchanges — whether they’re state or federal run — should … Read more
Medicare will nearly triple the number of hospitals and medical groups that are candidates to test bundled payments, one of the health reform law’s efforts to revamp healthcare financing.The CMS announced it will add roughly 4,100 providers to about 2,400 already exploring the possible use of bundled payments for some or all of four dozen medical conditions and procedures, … Read more
On July 24, 2014, the IRS released Revenue Procedure 2014-37 to index the Affordable Care Act’s (ACA) affordability percentages for 2015 under the employer mandate. The IRS also adjusted upward the income level under which employees are exempt from the ACA’s individual mandate. Employer Mandate Adjustment: An applicable large employer’s health coverage will be considered … Read more
Those worried about hidden fees in their retirement accounts might want to investigate FeeX, a service that was launched in the U.S. this spring. Free at the moment, eventually the company plans to introduce optional premium services for which it will charge. Founders Yoav Zurel, David Weisz, Eyal Halahmi and Uri Levine — Levine being the cofounder … Read more
How is the rise in life expectancy impacting financial needs in retirement? Which annuities nabbed the lion’s share of product sales last year? And why are the wealthy—particularly the most affluent among them—buying annuities, given their other substantial assets? Answers to these questions, among many others, are forthcoming in the Insured Retirement Institute’s “IRI Fact … Read more
Medicare will nearly triple the number of hospitals and medical groups that are candidates to test bundled payments, one of the health reform law’s efforts to revamp healthcare financing.The CMS announced it will add roughly 4,100 providers to about 2,400 already exploring the possible use of bundled payments for some or all of four dozen medical conditions and procedures, … Read more
Health savings accounts could help generate huge sums to offset health care costs in retirement, at least for some Americans, according to the Employee Benefits Research Institute. Contributing the maximum amount to an HSA for 40 years, without withdrawing savings, would accumulate $360,000 at a rate of return of 2.5 percent, $600,000 at 5 percent, … Read more
What are the rules for attribution for determining Parent/Subsidy & Brother/Sister Controlled Groups? Attribution is the concept of treating a person as owning an interest in a business that is not actually owned by that person. Attribution may result from family or business relationships. Internal Revenue Code (“Code’) Section 1563 attribution is used in determining … Read more
The Medicare trustees say there are reasons for “cautious optimism” about Medicare’s financial outlook, and that Obamacare deserves at least some credit for that. The depletion date for the Part A hospital insurance trust fund is now projected at 2030, compared with last year’s projection of 2026, and initial projections show unchanged Part B premiums in 2015, the … Read more
It’s official: if you make a quarter of a million bucks a year and decide not to pay for health insurance, you’re going to have to fork over $2,448 to the feds. The Internal Revenue Service finally released its maximum fines for those who choose to go without health insurance. Under terms of the Patient … Read more
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