Individual Benefits

Stay Ahead in the Changing Individual Benefits Market

The Individual Benefits market is constantly changing – laws are being updated, new products are being released, and carrier options change frequently. By partnering with AgentLink, agents have the support and resources they need to adapt and succeed while selling to individuals.

When you partner with AgentLink, you also get access to HealthSherpa.

Some of our Individual Insurance products include:

Health insurance for an individual or family that typically includes: Preventive care services, Urgent care visits, Emergency room visits, Prescription medications, and Annual wellness exams.

This type of insurance plan meets the minimum essential benefits of the Affordable Care Act (ACA) and are classified by metal tiers, such as Bronze, Silver, Gold, and Platinum. 

Dental and vision insurance for an individual or family that cover oral and visual health procedures and treatments. 

They typically cover routine procedures, such as checkups, cleanings, and vision tests, in full. They may also partially cover more extensive procedures, like fillings, root canals, and crowns.

Short-term medical insurance, also known as gap coverage or temporary health insurance, is a type of health plan that provides temporary medical coverage for a limited period of time. Short-term plans are often used when someone is between jobs or outside of open enrollment periods for traditional health insurance. 

Short-term plans are typically less expensive than major medical plans, but they also offer fewer benefits and protections. These plans are not allowed in some states.

Accident and critical illness coverage protects an individual or family from costs resulting from emergencies and unexpected illnesses. These plans act as an additional layer of protection and help with expenses that your health insurance may not cover, including deductibles and copays, as well as personal bills.

Travel insurance can help cover costs for unexpected events like cancellations, trip delays, medical care, lost luggage, and even emergency evacuations while you are out of the United States. 

Medical emergencies can be particularly daunting when traveling internationally. Without travel insurance, the costs of medical treatment abroad can be exorbitant, leaving travelers with hefty bills that can derail their finances. 

There are plans that will cover leisure or business travelers, students studying abroad, missionaries, and American expatriates living abroad.

Hospital indemnity insurance pays a cash benefit to help cover the costs of a hospital stay. It can help with the financial impact of a hospital stay, which can include costs beyond the hospital bills, like meals, travel, and lodging.

Individual Resources

By partnering with AgentLink, agents have the support and resources
they need to adapt and succeed while selling to individuals.

Health Sherpa ACA Enrollment/Quoting Tool

HealthSherpa allows you to enroll your individual clients, as an agent. faster and easier alternative to Healthcare.gov, you’ll have the leading-edge technology you need to maximize your Marketplace experience.

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