Group FAQ and Contact Information

*The deadline for new group submissions is the last day of the month prior to the groups effective date BUT we highly recommend submitting everything by the 15^th of the month prior to the effective date to ensure we are able to look things over and get the group submitted on time.  During 4^th quarter we may need 48-72 hours to respond to emails.  Please plan accordingly.

Frequently Asked Questions – Kentucky Small Groups

1. Can I write a husband and wife group?
   1. Anthem is the only carrier that will accept a husband and wife group.  One of the two must be considered a taxed employee.
2. What is the minimum employer contribution?
   1. Anthem and Humana do not have a required contribution amount and UHC requires a min of 50% of the employee only costs.
3. What is the participation requirement?
   1. Anthem requires 50% of eligible employees, after valid waivers.
   2. UHC requires 50% of all eligible employees, regardless of waivers.
   3. Humana would like to see 50% of net eligible but it is not required.
4. Can I write a 1-person group?
   1. Anthem will allow if there are still 2 eligible for insurance.
   2. Humana will allow if there are still 2 eligible for insurance AND they are not related.
   3. UHC will not allow.
5. Can I pick composite or age rates?
   1. Anthem will allow the group to be rated either way, regardless of size.
   2. Humana and UHC will require a minimum of 10 employees to receive composite rating.

 

GROUP CONTACTS

Tracy Tatum, Group Benefits Manager  1207 Ttatum@agent-link.net  502.400.8575

Amanda Frank, Small Group Quoting/Enroll/Renewal 1282  Amanda@agent-link.net  502.400.8590

Stephanie Byrnes, Small Group Quoting/Enroll/Renewal 1232 Stephanie@agent-link.net 502.813.4784

Seth Allgeier, ACS Quoting/Enrollment 1246 seth@agent-link.net  502.400.8581

Heather Jenkins, Customer Service-Group 1206 heather@agent-link.net  502.992.4088

TBD, Customer Service-Group  6408 502.861.7715