Turning Life Insurance Cases into Simple Solutions
A life insurance case can be very complex, and selling life insurance products can be daunting. AgentLink makes selling policies like Life, Disability, and Annuities simple by providing agents many benefits including:
- A Mobile Quote Engine for iPhone and Android
- Vive Life Tool – the quickest way to quote, compare, and submit
- An underwriting specialist for impaired risks
- An internal wholesaler to help with illustrations and carrier selection
- Access to our advanced sales team for estate planning, charitable giving, and more
- It’s our goal to help ease the process for you so that you can place life insurance business successfully.
Some of our Life Insurance products include:
The primary purpose of life insurance is to protect against the financial loss that can occur from the premature death of the insured. A beneficiary receives the proceeds after the insured person’s death usually as a financial safeguard. A plan usually includes:
- Death benefit – funds received upon the death
- A premium payment- the amount of premium needed to cover costs associated with the death
- A cash value account- it’s a savings account, with permanent life insurance, that accumulates capital to become a living benefit for the insured person
Whether it’s term or permanent, life insurance is a risk management tool we want to make easy for you to sell.
Final expense insurance, also known as burial insurance, is often combined with a life insurance policy. It exists to cover funeral costs that fall upon family in the event of their family member’s death. On average, those bills exceed $7,500 which can cause a strain on a family without this kind of coverage. Unlike a life insurance policy, final expense pays out quickly to its beneficiary.
Check out our blog on reasons to offer Final Expense insurance.
Disability insurance can protect the paycheck you rely on to live. Whether short-term, long-term, or mortgage disability, it offers coverage that can provide money to help pay your monthly expenses. It can also help prevent the depletion of your savings.
Stats on the Case for Disability
Only 36%
of people believe they can survive on solely their spouses income if they became disabled.
A Whopping 34%
said they would just take on more debt to cover their loss of income from disability.
Only 24%
would try to use household savings to cover their loss of income from disability.
More than 25%
of 20 year olds will become disabled before their retirement.
An annuity is a long-term insurance product that can provide guaranteed income. Annuities are a common source of retirement income and are purchased usually for managing income during retirement.
The 3 types of annuities are fixed, indexed, and variable. They can provide tax deferred growth, periodic payments for a specified time, and death benefits.
Annuity rates change frequently so please reach out to Scott Toombs for current rate information.
You can check out our blog on annuities tips for your clients. And also our blog on the importance of investing in annuities.
Life Resources
Saves you time and streamlines your selling process.
It makes it easy to find, compare, and select plans for clients.
