One of the most common questions clients ask about Roth IRAs is “Should I make a Roth conversion?” If the answer is yes, the next question is “When should I convert?” While Roth conversions can make sense at any age, depending on your clients’ particular circumstances, generally speaking, the …
Retirement
HSAs: the next big thing in retirement planning?
Plan sponsors are increasingly showing a willingness to incorporate new, more complex approaches to help their employees better prepare for retirement. But there’s at least one new plan design idea that remains largely unfamiliar to many of their advisors: The addition of health saving accounts, …
3 easy ways to build a 401(k) advice niche
With the stock market near all-time highs and interest rates at record lows, investment advice prospects aren’t easy to find. And they are even harder to move.Solution around this current prospecting problem: prospect individual company 401(k) retirement plan participants who work at the same …