Accident coverage gains momentum

Trevor Garbers has a ringside seat on sales of voluntary accident coverage. “Accident coverage is definitely in the top three voluntary products that employers request,” says Garbers, vice president at Chicago-based insurance company HUB International. “We are seeing double-digit growth, year over year, in both our voluntary accident sales and in the industry, and that … Read more

What if Google or Amazon sold insurance?

The great economist Joseph Schumpeter coined the term and the concept creative destruction,which is the idea that business is in a constant state of innovation and change, and companies that can’t adapt will lose customers, market share and ultimately go out of business. With the ever-increasing dominance of companies like Google and Amazon, could the traditional sale … Read more

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