Everyone knows that health care costs in the U.S. are rising. An index introduced Thursday puts that rise into grim perspective. HealthView Services’ new Retirement Health Care Cost Index shows that middle-class Americans are approaching the day when they will have to use their entire Social Security benefit to pay for their health care. The index … Read more
Obama administration officials are starting to create the framework for what could be another major health insurance program: the Basic Health Program. A state that used the PPACA Basic Health Program could get money from the federal government to set up a voluntary, government-run, enrollee-paid health plan for the working poor. The Centers for Medicare … Read more
The Obama administration’s top Medicare official is stepping down from his post. CMS Principal Deputy Administrator Jonathan Blum has been with the agency for more than five years.CMS Administrator Marilyn Tavenner announced Blum’s resignation, effective May 16, in an e-mail to staff. “Under Jon’s leadership, the Medicare program has served as one of our primary drivers to shift our … Read more
Enrollment in health plans sold on Obamacare’s insurance exchanges has reached 8 million, and 35% of those who signed up through HealthCare.gov are under the age of 35, President Barack Obama said Thursday. The Patient Protection and Affordable Care Act “is now covering more people at less cost than most would have predicted a few months ago,” the president said in … Read more
The word is beginning to percolate through public discourse as the Affordable Care Act takes hold: If you’re in the cohort receiving your healthcare through Medicaid, the government can seize your house later to pay for your bills. Is that really true? In technical terms and under limited circumstances, yes. But in real terms, that concern is … Read more
Medicare should pay hospitals less for low-risk outpatient surgeries, the program’s fiscal watchdog suggests in a report published this morning. Bringing prices in line with those charged at cheaper ambulatory surgical centers could save the government as much as $15 billion over six years and save Medicare patients $4 billion in copayments, the report projects. HHS’ Office … Read more
The great economist Joseph Schumpeter coined the term and the concept creative destruction,which is the idea that business is in a constant state of innovation and change, and companies that can’t adapt will lose customers, market share and ultimately go out of business. With the ever-increasing dominance of companies like Google and Amazon, could the traditional sale … Read more
Today — and every day through the beginning of 2030 — 10,000 Baby Boomers will turn 65, marking one of the biggest demographic shifts our country has ever seen. There’s a lot to say about this market: they’re forward-thinking, Web-savvy and feel significantly younger than they actually are. Spanning two full decades, they’re also very hard to label. … Read more
The low rate of inflation is making the Federal Reserve Board nervous, and part of the problem is the sluggish rate of increase in health care costs. Consumers would normally think that controlling health care costs is a good thing. But, from the perspective of Federal Reserve Chair Janet Yellen and colleagues who are thinking about … Read more
Business is booming for those who sell to boomers, a market that is rapidly retiring and facing a host of financial questions. This market wants an advisor who can give holistic financial advice, while keeping information straightforward and to the point. They also require a range of products to meet their needs, from life insurance … Read more
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