With all the uncertainty in the world right now, we are looking for new and better ways to help the people who need it most. CareSource Marketplace plans are one way to do that. These affordable health care plans allow people to get the coverage they need. This means that by offering CareSource plans to your clients, you could be saving them a lot of additional stress during this already stressful time. No one should have to worry about getting quality healthcare. Here are 4 benefits to offering CareSource Marketplace plans to your clients.
1. Affordable Health Insurance
The number one advantage of CareSource Marketplace plans is that they are budget-friendly. The goal of these plans is to help those who need it most: uninsured people who need affordable health insurance. CareSource believes that individuals and families shouldn’t lose healthcare coverage just because of a COVID-19 job loss.
They partner with healthcare providers to help their members find insurance options tailored to their budget. They are simple and affordable with low co-pays, no limits on pre-existing conditions, and no coverage caps for essential benefits.
2. More Ways to Save
In addition to affordability, they also offer more ways to save money during hard times. CareSource Marketplace can be broken down into three plan types: Bronze, Silver, and Gold. People qualify for these plans based on income and benefit needs. The Silver plan is CSR-eligible and comes in three different packages: Low Premium, Standard, or Low Deductible.
Plus, over 70% of people who enroll in a CareSource Health Insurance Marketplace plan also qualify for a government-funded subsidy that substantially lowers the overall cost of the plan. This gives members another way to save so that people who need health insurance most can afford it.
3. Covers Essential Health Benefits
CareSource Marketplace plans cover a wide variety of the essential health benefits everyone needs. Some of the benefits they cover are:
- Prescription drugs
- Outpatient care
- Emergency services
- Hospitalization
- Laboratory services
CareSource Marketplace plans don’t stop there, though. They also cover pregnancy, maternity, and newborn care and pediatric services. Plus, mental health and substance use disorder services. Everyone deserves the chance to get the health and wellness care they need.
4. Plus Extra Benefits and Services
CareSource Marketplace goes above and beyond with their benefits and services. Not only do they cover essential health benefits, but they also offer hearing benefits and give members the option to add on dental, vision, and fitness. With their Active&Fit Fitness plan, included in the dental, vision, and fitness add-on, members get access to a network of contracted fitness centers with no monthly gym membership costs.
CareSource team members are always standing by to help their members. They offer their members three exclusive services to make sure everyone gets the help they need. Member Services can help answer any question about coverage, CareSource24 is an advice line where members can speak with a registered nurse, and Care Management Service can help those with special health care needs.
CareSource offers plenty of benefits to its members at an affordable cost, and AgentLink can help you navigate CareSource Marketplace plans to help those who need it most. If you have questions about CareSource Marketplace plans, reach out to Matt at matt@agent-link.net or get contracted to represent CareSource through AgentLink.
