• Skip to primary navigation
  • Skip to main content
  • 1-800-960-1371
  • Agent Login
  • Quoting Tools
    • Life
    • Senior
  • Free Marketing Guide
  • Blog

AgentLink

With AgentLink, you have easy access to the carriers you want and the tools and resources you need to offer the best to your clients.

  • Products
        • Life
          • Info
          • Products
          • AML Training
          • Quoting Tool
        • Senior
          • Info
          • Products
          • Certifications
          • Compliance
          • Quoting Tool
        • Group Benefits
          • Info
          • Products
          • Our Process
          • Quote Request Form
        • Individual Benefits
          • Info
          • Products
          • Our Process
          • Enrollment Tool
        • See our Concierge Services
  • Tools
  • Resources
    • Marketing Guide
    • Carrier Links
    • Group Compliance Resources
    • Sales Webinars
    • Training Webinars
    • Insurance Marketing Webinars
  • About
  • Contact Us
  •  1-800-960-1371
  • Life Quoting Tool
  • Senior Quoting Tool
  • Marketing Guide
  • Blog
Previous
Next

Be Aware of this ACA Update to Dependent Termination for All FI Business

Originally Published to Humana’s May 2015 Newsletter | May 7, 2015

Humana has made a decision about the dependent age limit as it applies to compliance with the Affordable Care Act (ACA) Employer Shared Responsibility mandate, which was effective 1/1/2015. This mandate defines a child as a dependent for the entire calendar month during which he or she attains age 26. In comparison, the ACA mandate for covering adult children, which went into effect for plans issued on or after 9/23/2010, allowed termination of dependent coverage on the dependent’s 26th birth date. After 2015, employers could be subject to penalties if they don’t cover dependents for the entire calendar month during which they attain age 26.

Humana found that many of their Small Business customers already have the end-of-the-month term provision in place. Humana is working with IT to systematically update all Commercial Group FI business, both Large Group and Small Business, to change the dependent termination rule to the end of the month in which the  dependent attains age 26. The mandate applies to Medical business only. However, if there are ancillary products in the same division as the Medical benefit, then Humana will apply the term provision to all products in that division. Note: Humana is including all Small Business groups, including ancillary only groups, in the update to ensure consistency.

Humana is not including ASO group plans in this proactive update. Our ASO groups will need to determine when their plan must comply with the Employer Shared Responsibility mandate and request an update to their termination provision if desired. Any changes to the termination provision will follow normal process and will require a change notice.

Questions? Contact Tanya@agent-link.net

Filed Under: Employers, Group Health, Health insurance, Healthcare News, Humana, News and Updates

Previous Post: « Gallup: Americans Slightly More Positive Toward Affordable Care Act
Next Post: May is Disability Insurance Awareness Month »

You might also enjoy...

setting business goals4 Goals Every Insurance Agent or Agency Should Be Setting

You don’t have to be a business expert to know the importance of setting goals. Goal setting is common practice in our world – from setting weight-loss goals to setting revenue goals, businesses and individuals alike set goals all the time. Yet, study has shown that […]

Read More
We Had Fun at Our Company Picnic!

Every year at AgentLink we host an event to gather all our team members together for some casual fun. This year, for the first time, we expanded the event and had a huge picnic that included all our family members. We had 85 people join us […]

Read More

Don’t forget to browse the free tools and resources we offer our agents and prospects, including our popular online quoting tools

Download the Digital Marketing Guide

Go to Resources

Get Contracted Now

Contract with us, to get appointed with your desired carriers

Please enter your email address below  to stay up-to-date with changes in the industry.

  • This field is for validation purposes and should be left unchanged.

Copyright © 2022 · Showcase Pro on Genesis Framework · WordPress · Log in

  • About
  • Contact
  • Careers
  • Life
  • Senior
  • Group Benefits
  • Concierge Services

Agent Login

Resources

Tools

Free Marketing Guide

1-800-960-1371

AgentLink Kentucky Office
2001 Lake Point Way, PO Box 23570
Louisville, KY 40223
Toll Free: 800.960.1371
Direct: 502.245.1371
Fax: 502.245.0978

AgentLink Indiana Office
3077 East 98th Street, Suite 135
Indianapolis, IN 46280
Toll Free: 866.462.9067
Direct: 317.569.8490
Fax: 317.569.8705

Copyright © 2021 AgentLink. All Rights Reserved.
Website Design and Digital Marketing by The Marketing Squad

  • Senior Products
  • Quoting Tool
  • Get Contracted
  • Brittney: 502-245-1371
  • Life Products
  • Quoting Tool
  • Get Contracted
  • Scott: (502) 245-1371
We use cookies to make our website a better place. Cookies help to provide a more personalized experience for you and web analytics for us. To learn more, and to see a full list of cookies we use, check out our Privacy Policy.
Cookie SettingsAccept
Manage consent

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Non-necessary
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
SAVE & ACCEPT
  • Products
    ▼
    • Life
      ▼
      • Info
      • Products
      • AML Training
      • Quoting Tool
    • Senior
      ▼
      • Info
      • Products
      • Certifications
      • Compliance
      • Quoting Tool
    • Group Benefits
      ▼
      • Info
      • Products
      • Our Process
      • Quote Request Form
    • Individual Benefits
      ▼
      • Info
      • Products
      • Our Process
      • Enrollment Tool
    • See our Concierge Services
  • Tools
  • Resources
    ▼
    • Marketing Guide
    • Carrier Links
    • Group Compliance Resources
    • Sales Webinars
    • Training Webinars
    • Insurance Marketing Webinars
  • About
  • Contact Us
  •  1-800-960-1371
  • Life Quoting Tool
  • Senior Quoting Tool
  • Marketing Guide
  • Blog