The differences between long-term care riders and chronic illness riders have long been a subject of confusion for many advisors and other industry professionals. In the past, one of the main differentiators was that a claim under a chronic illness rider required certification that “care services will likely be needed the rest of the insured’s … Read more
Long Term Care insurance is a HUGE opportunity for agents. We can help you get off the ground and tap into this growing market. Here are the exciting new trends in LTC Marketing: Rate stabilization: Most indications are that companies are almost overly cautious in their pricing strategies for currently offered LTC plans. This would … Read more
Are your clients protected? Chances are, they’re not. Join LTC expert Bruce Dawkins, CLU for a webinar on Wednesday, December 2 at 10 a.m. ET to learn more. “LTC Planning – The Essential Guide” will cover topics such as: Risk to Clients Why Customers Buy LTC Ideal Prospects The 5-Minute Sale Questions? Contact Bruce@agent-link.net
Advisors are wise to look at a variety of solutions for protecting client assets from LTC expenses. But every alternative has its own advantages and distinct purposes. Do you know which option is best for your clients’ LTC needs, and how to fully utilize each one to better serve them? 1. Traditional LTC Protection Generally … Read more
Two economists — Makoto Nakajima of the Federal Reserve Bank of Philadelphia and Irina Telyukova of the University of California-San Diego — have written a working paper on a mystery that has long puzzled LTC planners: The relatively small size of the U.S. reverse mortgage market. In the United States, a reverse mortgage is a loan … Read more
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