Long-term care riders on life insurance

The differences between long-term care riders and chronic illness riders have long been a subject of confusion for many advisors and other industry professionals. In the past, one of the main differentiators was that a claim under a chronic illness rider required certification that “care services will likely be needed the rest of the insured’s … Read more

Webinar: LTC Planning – The Essential Guide

Are your clients protected? Chances are, they’re not. Join LTC expert Bruce Dawkins, CLU for a webinar on Wednesday, December 2 at 10 a.m. ET to learn more. “LTC Planning – The Essential Guide” will cover topics such as: Risk to Clients Why Customers Buy LTC Ideal Prospects The 5-Minute Sale Questions? Contact Bruce@agent-link.net

Webinar: Prudential PruLife Founders Plus UL

Join AgentLink on Thursday, November 12 at 10:00 a.m. ET for a webinar: “PruLife Founders Plus UL” Learn more about this viable Guaranteed UL (GUL) alternative. Topics to be covered include: Overview of PruLife Founders Plus UL Target Markets Client Strategies Action Plan for Success RSVP today by emailing Rob@agent-link.net!

Webinar: The Prudential Approach to Underwriting

Join AgentLink on Thursday, October 29 at 10:00 a.m. ET for a webinar: “The Prudential Approach to Underwriting.” Learn more about how Prudential makes your life easier with a focus on winning in the marketplace through sharp, competitive underwriting. Topics to be covered include The Prudential “No Problem Approach” Competitiveness Prudential Preferred Underwriting & Quick … Read more

Online Life App Submission

Still submitting paper apps? Don’t waste another minute of your time, and find out how online life app submission can benefit both you and your clients. For agents selling Life products from North American Company, their SimpleSubmit tool is the perfect solution for online app completion and submission, ordering paramed exams, obtaining electronic signatures, and … Read more

Important Genworth Product Update Information

[one_full last=”yes” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ class=”” id=””][fusion_text] Genworth Product Updates Effective immediately, all Colony Term applications with face amounts over $100,000 will be commission eligible when submitted through paper applications, or with Genworth’s Life Quick Request® fulfillment platform. The previous limit … Read more

5 Unique Ways to Solve Client LTC Needs

Advisors are wise to look at a variety of solutions for protecting client assets from LTC expenses. But every alternative has its own advantages and distinct purposes. Do you know which option is best for your clients’ LTC needs, and how to fully utilize each one to better serve them?   1. Traditional LTC Protection Generally … Read more

Prudential BenefitAccess Rider Updates

Originally Posted to Life Essentials at Prudential | August 17, 2015 | Prudential BenefitAccess Rider Updates   Enhancements to the term conversion process will make it easier for you to offer both death and chronic illness protection to your clients. On August 17, we’re implementing reduced underwriting requirements for BenefitAccess Rider¹ applications that qualify. This … Read more

The living benefits of life insurance: Eye on 2 riders

Originally Posted to LifeHealthPro | JUL 21, 2015 | BY GREG LINDE Life insurance can provide much more than a death benefit. With a chronic illness rider, it can also help to pay for expenses resulting from a long-term illness. Most people have a basic understanding of life insurance: as a product that provides a death benefit for loved … Read more

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