Baptist Health Plan Helpful Hints & Product Information

Helpful information for Baptist Health Plan under 65 products: Baptist Health Plan Select Service Area includes the following counties:
 Bullitt, Estill, Fayette, Garrard, Henry, Hopkins, Jefferson, Jessamine, Madison, Mercer, Oldham, Rockcastle, Shelby, Spencer, Trimble, Webster, Whitley, Woodford Benefits, formulary, and provider directory can be found on the Baptist Health Plan website. CLICK HERE TO ACCESS Click here … Read more

Do you know these 13 annuity terms?

Originally Posted to LifeHealthPro | MAY 12, 2015 | BY NICHOLE MORFORD, STEPHAN R. LEIMBERG, KEITH BUCK, BOB DOYLE Annuities are complex products designed to meet a number of complex needs. For many, they are the lynchpin in a secure retirement. For many others, they are shrouded in mystery: How do they work, who do they work for, and when should they … Read more

Compliance Questions: Temporary Employees & FMLA

Q.  My client regularly utilizes temporary employees, some of whom we hire permanently. Does the time they work as a temp (through an agency) count toward the 12-month and 1,250 hour eligibility requirements? A: An employee is eligible to take FMLA leave when, among other things, he/she has worked for the employer for 12 months (which, … Read more

FAQs regarding implementation of the Affordable Care Act

Q1: My employer offers employees cash to reimburse the purchase of an individual market policy. Does this arrangement comply with the market reforms? No. If the employer uses an arrangement that provides cash reimbursement for the purchase of an individual market policy, the employer’s payment arrangement is part of a plan, fund, or other arrangement … Read more

What is the process for paying the Transitional Reinsurance Fee for 2014?

Answer:    A form will be available via www.pay.gov where a contributing entity will provide basic company contact information, and the annual enrollment count for the applicable benefit year no later than November 15. The form will auto-calculate the contribution amounts. A “contributing entity” is defined as an insurer for insured group health plans or a  third-party administrator on … Read more

Healthcare Reform FAQ: What are the out-of-pocket limits for 2015?

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