The below message was posted by Anthem on February 12, 2015 Last week, we told you our company was the target of a sophisticated cyber attack. This resulted in unauthorized access to our members’ personal information. The investigation into the security breach is ongoing. And we know many of you want information and have questions about this attack. To review … Read more
The below message was posted by Anthem on February 11, 2015 To our valued client: Last week, we made you aware that our company was the target of a very sophisticated external, cyber attack. Since that time, we have been working around the clock continuing our assistance in the FBI investigation; analyzing the data to … Read more
Originally posted to LifeHealthProFEB 10, 2015 | BY GIL WEINREICH Attention advisors: A mostly unheralded change in actuarial tables suggests the need to plan for longer retirements for your clients and could also make a delay in claiming benefits advantageous for some clients. That is the upshot of a recent client communication from ERISA attorney Marcia Wagner … Read more
Originally posted to LifeHealthProFEB 10, 2015 | BY ALLISON BELL The big health insurers have reported a full year of 2014 results, and they and the Patient Protection and Affordable Care Act (PPACA) public exchanges are nearly done with the second annual open enrollment period. More than 1 million Americans have had PPACA exchange qualified … Read more
Original posted to LifeHealthPro FEB 06, 2015 | BY LYNETTE GIL With the jobs report released and the positive numbers indicating that interest rates might be increasing in the coming months, how will this affect women who are going to retire in the near and longer in the future? There is still a retirement and wage … Read more
In order to service payment of commissions more efficiently, Anthem Blue Cross and Blue Shield (Anthem) is consolidating four separate payment systems into one. This system consolidation impacts commission payment for Medicare Advantage (MA) Plans, Medicare Advantage Prescription Drug (MAPD) Plans and Prescription Drug Plan (PDP) business. Commission earned for Medicare Supplement and Employer Group … Read more
A rate increase for Kentucky has been approved. There is a 4% increase for plans A, C, F and N; there is no increase for plan G. Click here to view/print the new rate card. The effective date for all in-force policies outside of the 12 month rate guarantee and all new business is March 1, 2015. Please refer … Read more
Annual Enrollment for Medicare Advantage has come and gone, but during the Medicare Advantage Annual Disenrollment Period, running now through February 14th, your Medicare Advantage clients can still revert to traditional Medicare and buy a Medicare Supplement plan. If your clients and prospects aren’t happy with their MA plan, this is a great chance for … Read more
Financial professionals often must navigate delicate personal issues and family matters when advising clients on retirement strategies and none can be trickier than the dynamic that is created when retired or elderly parents need financial help from their grown children. The relationship between family members in this situation is fraught with potential awkwardness, feelings of … Read more
Two economists — Makoto Nakajima of the Federal Reserve Bank of Philadelphia and Irina Telyukova of the University of California-San Diego — have written a working paper on a mystery that has long puzzled LTC planners: The relatively small size of the U.S. reverse mortgage market. In the United States, a reverse mortgage is a loan … Read more
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