The living benefits of life insurance: Eye on 2 riders

Originally Posted to LifeHealthPro | JUL 21, 2015 | BY GREG LINDE Life insurance can provide much more than a death benefit. With a chronic illness rider, it can also help to pay for expenses resulting from a long-term illness. Most people have a basic understanding of life insurance: as a product that provides a death benefit for loved … Read more

Updates to Rapid Builder IUL

North American Company has just announced the addition of some great new features to their Rapid Builder IUL. These improvements include: -Up to 4 Commission Options-Chronic, Critical and Terminal Illness Accelerated Benefits-.75% Interest Rate Bonus – Year 16+-13 Index Selections-Systematic Premium Allocation-Guaranteed Insurability Rider If you have questions or need help running an illustration, contact Nick@agent-link.net  … Read more

Do you know these 13 annuity terms?

Originally Posted to LifeHealthPro | MAY 12, 2015 | BY NICHOLE MORFORD, STEPHAN R. LEIMBERG, KEITH BUCK, BOB DOYLE Annuities are complex products designed to meet a number of complex needs. For many, they are the lynchpin in a secure retirement. For many others, they are shrouded in mystery: How do they work, who do they work for, and when should they … Read more

Putting life insurance on the millennial shopping list

Originally Posted to LifeHealthPro | MAY 14, 2015 | BY KEITH BOSSEY While life insurance companies are eager to capture the millennial generation, they appear to be having limited success. Millennials are 33 percent less likely than typical adults to have policies, and less than two in ten are planning to buy coverage in the next 12 months, according to … Read more

LifeHealthPro: 4 reasons income annuities are picked last for dodgeball

Originally Posted to LifeHealthPro | MAY 13, 2015 | BY DAVID CRUZ The link between income annuities and interest rates is just one of a handful of myths that often cloud advisors’ and clients’ consideration of these annuities and why many write them off too soon. A closer look reveals that these myths are easily overcome. This opens … Read more

How to Prevail Over Today’s Life Insurance Industry Challenges

Originally Posted to LifeHealthPro | MAY 08, 2015 | BY LYNETTE GIL A recent study from Towers Watson has unveiled some of the top challenges that life insurance companies face for growth, profit and risk in 2015. When asked what was most concerning for the company, achieving growth objectives or achieving profit and risk objectives, 33 percent replied that “growth, … Read more

Notice: New Contract Review Requirement for SureLC

May 1, 2015  Producers must review all contracts in SureLC before submitting to Carriers What You Need To Know: -ALL carriers within SureLC require the producer to review contracting paperwork prior to the producer’s signatures being affixed to the PDF forms. -Up until 4/3/2015, there were 70 or so carriers that had the required review process … Read more

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